Accumulative

Edited: 18.03.2024
Viewed: 81
$3.60%
  • Sum: starting with 100.00 US Dollars
  • Term: 12 - 36 months
  • Payment: At the end of the term
  • Addition: allowed
  • Reduce։ prohibited
  • Termination։ allowed

Start realizing your big goals with small steps! Make a Accumulative deposit, through which you can start saving even with small funds, andthe possibility to top-up and get interests are more flexible than ever.


You can make a "Accumulative" deposit both in the Bank’s branches and through InecoOnline and InecoMobile systems, avoiding queues and saving your time.

In case of making a deposit for a period of one year or more in Inecobank branches and Central Office the following tariffs shall be applied:

  • When investing in deposit in AMD for one year or more period, 0.25 points lower interest rate is applied compared to the established interest rate,
  • When investing in deposit in USD for one year or more period, 0.15 points lower interest rate is applied compared to the established interest rate,
  • When investing in deposit in Euro the interest rate for digital solutions set for the respective currencies is applied.

“Accumulative” deposit can be replenished

  • throughout the entire validity period of the deposit, except for the day of expiration of the deposit agreement term.
  • the maximum allowable monthly limit for replenishment of the "Accumulative" deposit for each calendar month is set as 2, 000, 000 AMD, 4, 000 USD, 4, 000 Euro, according to the currency of the deposit,
  • minimum amount for replenishment is not set.

In case of withdrawal of funds available on "Accumulative" deposit account earlier than stipulated by the Deposit Agreement, a recalculation will be applied for the interests based on the annual interest rate set for "Demand" deposit in the Bank at the given moment.

When making a "Accumulative" deposit, interest can be paid quarterly according to the relevant chart

  • For deposits in AMD- the interest rate with 0.3 points less
  • deposits in US dollars and Euro- the interest rate with 0.2 points less
  • Interest paid is not capitalized.
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